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Privacy Policy

Effective Date: November 15, 2025
Last Updated: November 15, 2025

 

TWFG and Mike Sakiewicz Insurance Services ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.twfgmsz.com (http://www.twfgmsz) (the "Site"), contact us, use our affiliate sites (www.briskquote.com), or purchase insurance products or services. Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site or use our services.

 

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date. You are encouraged to periodically review this Privacy Policy to stay informed of updates.

1. Information We Collect

We may collect information about you in a variety of ways, including:

Personal Information

  • Identifiable Information: Name, mailing address, email address, phone number, date of birth, Social Security number, driver's license number, and other identifiers you provide when requesting a quote, applying for insurance, or creating an account.

  • Financial Information: Bank account details, credit card numbers, or payment information when processing premiums or claims.

  • Insurance-Related Information: Vehicle information, driving history, property details, health information (for life/health policies), claims history, and credit information (with your consent where required by law).

Non-Personal Information

  • Usage Data: IP address, browser type, operating system, referring URLs, pages viewed, and time spent on the Site.

  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience and analyze Site traffic (see Section 6).

2. How We Collect Information

  • Directly from You: When you fill out forms, request quotes, submit applications, or communicate with us.

  • Automatically: Through cookies and analytics tools when you visit the Site.

  • From Third Parties: Insurance carriers, credit bureaus, Motor Vehicle Records (MVR), CLUE reports, consumer reporting agencies, and affiliates (with your consent where required).

3. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and improve our insurance services.

  • Process quotes, applications, policies, premiums, and claims.

  • Communicate with you about products, services, and updates.

  • Comply with legal and regulatory requirements (e.g., NAIC, state insurance departments).

  • Detect and prevent fraud, unauthorized transactions, or illegal activities.

  • Conduct underwriting, risk assessment, and credit checks (where permitted).

  • Personalize your experience and send marketing communications (with opt-out options).

4. Disclosure of Your Information

We may share your information with:

  • Insurance Carriers and Partners: To underwrite policies, process claims, or provide services.

  • Service Providers: Vendors for payment processing, IT, mailing, analytics, and customer service (under confidentiality agreements).

  • Legal and Regulatory Authorities: To comply with laws, subpoenas, or government requests.

  • In Business Transfers: During mergers, acquisitions, or asset sales.

  • With Your Consent: For any other purpose disclosed at the time of collection.

We do not sell your personal information to third parties for marketing purposes.

5. Security of Your Information

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Cookies and Tracking Technologies

Our Site uses cookies to improve functionality and track usage. You may disable cookies in your browser settings, but this may limit Site features. We may use third-party analytics (e.g., Google Analytics) – review their privacy policies for details.

7. Third-Party Links

The Site may contain links to third-party websites (e.g., carrier portals). We are not responsible for their privacy practices. Review their policies separately.

8. Children's Privacy

Our services are not directed to individuals under 13. We do not knowingly collect personal information from children under 13. Contact us if you believe we have such information.

9. Your Privacy Rights

Depending on your state:

  • Access, Correction, Deletion: Request to view, update, or delete your information.

  • Opt-Out of Marketing: Unsubscribe via email links or contact us.

  • Do Not Sell My Info (CCPA/CPRA): We do not sell personal information, but you may submit requests.

  • Non-Discrimination: We will not deny services for exercising rights.

Submit requests to:
Mike Sakiewicz

900 Pierremont Rd., Ste. 109

Shreveport, LA 71106
Email: mike.sakiewicz@twfg.com or raymond.allen@twfg.com
Phone: (318) 210-0185

 

We respond within the timeframes required by law (e.g., 45 days under CCPA).

10. State-Specific Notices

  • California Residents: See CCPA Notice below.

  • Other States: Rights under applicable laws (e.g., Colorado, Virginia) mirror above.

CCPA Privacy Notice

  • Categories Collected: Identifiers, commercial information, internet activity, geolocation, professional/employment info, inferences.

  • Business Purpose: As described in Section 3.

  • No Sale or Sharing for Cross-Context Advertising.

11. International Users

  • The Site is controlled from the United States. Information may be transferred to and processed in the U.S., where privacy laws may differ.

12. Contact Us

Questions or concerns:

By using our Site or services, you acknowledge this Privacy Policy.
© 2025 TWFG/Mike Sakiewicz Insurance Services. All rights reserved.

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